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  Program I – Voluntary Core Benefits
World Class Benefits for Your World Class Members
   
Minimum membership requirement – 250 Corporate Members or
1,000 Individual Members
   
 

World Class Benefits is our most comprehensive program of voluntary benefits. A variety of personal and group insurance benefits, all falling under the health and welfare umbrella, are available. Marketing of this program is perpetual. Your organization is provided a personalized website (www.worldclassbenefits.com/organizationInitials), custom-designed brochures, and toll-free access to our staff of licensed representatives. Marketing activities include your choice of cooperative mailings, e-mailings, outbound and inbound telemarketing. We encourage promotion through your association’s website, conventions and member mailings.

The program includes many plan choices. Your organization may select any or all of the available plans. Certain plans provide discount pricing or other incentives for members, other plans, such as health insurance, are simply sourced, compared, and screened for underwriting issues:

   
Individual and Group Health Insurance – plans of all types, available from more than fifty insurance and managed care companies including:
 
  • PPO – Preferred Provider Organization
  • HSA – Health Savings Account
  • HRA – Health Reimbursement Arrangement
  • HMO – Health Maintenance Organization
  • STM – Short-Term Medical
  • Limited Fixed Indemnity Medical Plans
   
Individual and Group Ancillary Insurance – including
 
  • Dental Insurance and Discount Plans
  • Disability Income Insurance
  • Aflac Supplemental Insurance Plans
  • Vision Insurance and Discount Plans
  • Free Discount Prescription Plan
  • Critical Illness Insurance
  • Free Hearing Services Plan
   
Individual and Group Life Insurance – term life, universal life and whole life from more than twenty-five highly rated life insurance companies. Included are final expense (burial) plans for those of all ages and juvenile life plans for children.
 
  • Term life insurance from $25,000
  • Final expense life insurance from $2,500
  • Children’s life insurance plans from $2,000
  • “No Exam” life insurance plans up to $350,000